Small Business Encyclopedia
Category: FinancingCDC-504 Loan
An SBA loan program that provides long-term, fixed-rate loans of up to $1 million for financing fixed assets, such as land and buildings
Collateral
The asset(s) used as security in order to obtain a loan
Bank Relationship
The rapport you establish with the bank with whom you conduct business transactions, which could help smooth the way when it comes to loan applications or special requests
Bootstrapping
To finance your company's startup and growth with the assistance of or input from others
Direct Public Offering (DPO)
A situation in which a company sells its shares directly to the public without the help of underwriters
Initial Public Offering (IPO)
The first sale of securities (almost always as stock) in a corporation under the regulations governing a public company
Export-Import Bank
An independent bank established by Congress that finances or insures foreign purchases of U.S. goods for customers unable or unwilling to accept credit risk.
Microloan
A SBA loan program that helps entrepreneurs get very small loans, from less than $100 to $25,000
Venture Capital
Funds flowing into a company, generally during pre-IPO process, in the form of an investment rather than a loan. Controlled by an individual or small group known as venture capitalists, these investments require a high rate of return and are secured by a substantial ownership position in the business.
Popular Articles
TikTok Reportedly Laid Off a 'Large Percentage' of Employees as the App's Fate in the U.S. Remains Unclear
Laid-off TikTok employees were notified Wednesday night through Thursday morning.
Four Seasons Orlando Responds to Viral TikTok: 'There's Something Here For All Ages'
The video has amassed over 45.4 million views on TikTok.
More People Are Exploring Entrepreneurship Because of This Unexpected Reason
More new business applications were filed in 2023 than in any other year so far.
Jack Dorsey Says 'the Closest Form of Global Consciousness' Used to Be Twitter — Now It's Something Else
Dorsey recently left Bluesky, an X rival he helped found.
This Investment Bundle Includes a Trading Course and Stock Screener Tool for $150
Approach the stock market with an increased understanding.
5 Strategies to Know As You Scale Your Business
Scaling a service-based company requires a comprehensive approach that goes beyond simply increasing revenue. It requires careful planning, strategic decision-making and a deep understanding of market dynamics.